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Auto insurance companies have protocols in place when it comes to determining whether or not a claim is covered following an accident in inclement weather. Generally, policies will cover damages for any incidents occurring during rough conditions if the policyholder can be proven to be at fault.
Most people may try to blame the weather as the cause of the crash, but there are still steps that drivers must consider in order to stay safe. For instance, drivers can maintain their vehicles or avoid driving when the weather becomes significantly dangerous. Below, we’ll explain what you need to know when filing a claim after a weather-related crash.
Insurance Companies Abide By Policy Limits
When it comes to weather-related car crashes, insurance companies can provide much-needed peace of mind. Depending on the policy limit, individuals may be able to recoup a significant amount of the damages associated with such unfortunate circumstances.
Insurance companies acknowledge this, and many strive to make sure all payouts are made according to what their policy covers in the event of an accident. Although car crashes cannot be avoided in such inclement weather, knowing that insurance companies are willing to assist financially can help ease some of the inevitable frustrations that occur afterward.
Pursuing compensation outside the limits of insurance can sometimes be a necessity when faced with unexpected costs or expenses. Unfortunately, too often, victims of negligence find themselves between a rock and a hard place in this situation. Not only are they faced with financial stress caused by the injury, but typically they also lack the legal knowledge necessary to protect their rights.
If you're in such a predicament, explore your options with an attorney who is experienced in these types of cases for advice about how best to pursue additional compensation for related damages. Even if traditional litigation isn't feasible, an attorney may be able to provide other methods of finding relief from those responsible.
At Crane Flores, LLP, our car accident attorneys work hard to help you understand your rights. We’ll help you seek compensation after a crash involving inclement weather.